4 Best Online Payment App for UPI

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4 Best Online Payment App for UPI

 

If we talk about the best online payment app for UPI payment, then only the name of PhonePe, google pay, or paytm comes. Go anywhere in the market or go to any shop, you will get to see PhonePe, Google Pay or Paytm.

Even according to a report by NPCI, here PhonePe, Google Pay, Paytm 95% of the transactions are done from these apps and all the other apps come in the remaining 5 percent.

Apps like PhonePe, Google Pay or Paytm are used for most of the transactions, but many people have problems with which is the best online payment app for UPI out of all these apps.

So let us now tell you about three such apps in the best online payment app for UPI, which are most used for transactions and have given detailed information about them.

 

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Some problems arise when doing transactions with all these apps. But in today’s post, we will tell you the best online payment app and how it can make your online transaction work more easily. If you want to know more about Best Online Payment then definitely read this article completely.

1. Paytm

Paytm - best online payment app for upi
Paytm – Photo by Paytm

As you all know that Paytm is an online transaction app. Through the Paytm app you can transfer your money easily. It can be said that Paytm is a great app to do the best online transactions because it is very easy to do transactions and its interface is so simple that if we open this app. So we do not face any kind of problem in using it.

The reason why this Paytm app is so popular is that this app is used by almost everyone. For this reason Paytm has become the most used best online payment app for UPI. Paytm has been used a lot after demonetisation and in lockdown. Paytm is one such transaction app. Which you can use offline also. We use Paytm for many types of work in our daily life.

 

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If we use this payment app. So if our bank server is down. So it will not affect our transaction because this app does not depend on any bank’s server.

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Like if we ever make our payment. So sometimes our payment gets stuck in pending or processing. If this happens with any other best online payment app for UPI. So she returns our money in about 6 to 7 days. But this is not the case with the Paytm app because the Paytm app gives our pending money return in 2 to 3 days. Due to its many features and so many uses, this app proves to be the best online payment app for UPI.

2. Google Pay

Google Pay - best online payment app for upi
Google Pay – Photo by Google LLC

Who does not know about the Google Pay online payment app. Google pay is used by everyone in India. Google Pay is a digital payment app based on UPI technology. It was unveiled by the Finance Minister of India Arun Jaitley on 19 September 2017. This app is similar to other apps like BHIM and PhonePe.

It is very easy to use but some people face problems in using it because it has some distal features which are beyond the understanding of common people. Most of the educated people can use this app well.

The popularity of this app is less than the popularity of paytm app because this app gives very less cashback on doing any transaction and sometimes this app also puts the money done by us in pending. Due to which Google pay users have to face many problems. Due to all these problems, the popularity of this app has decreased a lot.

The security of online payment apps is so good that it cannot be hacked in any way and all your money is safe in it. With this best online payment app for UPI, you can withdraw or deposit your money anytime. This app provides 24*7 multi layer security for you.

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3. PhonePe

PhonePe - best online payment app for upi
PhonePe – Photo by PhonePe

This is the best online payment app for UPI. This app is used by almost everyone. It provides online payment service. The main head office of this app is located in Bangalore. This app was unveiled by some engineers in December 2015. It is a digital payment app.

Most of you must have used this app. But many of you say that this app is the most useless and the worst app because the money transaction done by this app mostly gets stuck in pending or processing.

This app is not as popular and popular as Google Pay and Paytm. Because as good a service as Google Pay and Paytm can provide, such a good service is not able to provide PhonePe app and we do not get any special cashback through this app.

It is easy to use this app but many people are not able to use it. The interface of this app looks very bad or awkward to see. We are able to make payments through this app but we are not able to get that good service. As much as a customer needs.

4. BHIM App

BHIM - best online payment app for upi
BHIM – Photo by National Payments Corporation of India (NPCI)

BHIM app is an online payment app. Through which you can transfer your money. This is a very good app launched by the Government of India. This app is proving to be helpful and safe in mobile and other areas at this time. With the help of this app, you can transfer your money very easily.

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We do not get any cashback on transfer from this app but the transaction remains secure. The full name of the BHIM app is Bharat Interface for Money. The BHIM app, combined with other payment apps, helps a lot to do money transactions with the bank account easily.

With the help of this app, we can send our money from one account to another. Through this none of our transferred money comes in pending. This app is very safe and secure. By using this app, none of our data gets leaked.

BHIM app is a very popular app because it is very easy to use and at the same time this app is also given in many languages so that users do not face any kind of problem.

Conclusion

So friends, we hope that you must have liked this post on “best online payment app for UPI” because in this post we have told you about the best online payment app for UPI, about three such apps which are used mostly. If you are looking for a great best online payment app for UPI then you must have liked this post.

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